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capital-adequacy

RBI Lets Banks Count Quarterly Profits in Capital Ratio

The RBI's Fifth Amendment Directions, 2026 now allow banks to count current-year profits in their CRAR capital ratio on a quarterly basis, subject to a prescribed formula. This could reduce pressure on lenders to raise fresh equity and may support faster loan book growth.

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capital-adequacy

RBI eases rules for banks to include quarterly profits in regulatory capital

The RBI's Fifth Amendment Directions, 2026 now allow banks to count current-year profits in their CRAR capital ratio on a quarterly basis, subject to a prescribed formula. This could reduce pressure on lenders to raise fresh equity and may support faster loan book growth.

1mo ago · 2 min · Policy & Government

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